This property in San Francisco's Merced Heights neighborhood presents a rare opportunity for homeowners seeking the perfect blend of personal comfort and investment potential, featuring a versatile layout with downstairs two ensuite units that offer separate entrance accessible after the main entry and another from the garage acess, which is ideal for generating supplemental rental income. The home has been meticulously updated with brand partial new kitchen appliances, recently updated kitchen and bathrooms, newly installed recessed lighting in the living room, recently refinished hardwood floors throughout, and some newly replaced dual-pane windows for enhanced comfort and efficiency . Additional improvements include a new drain in the backyard, fresh paint on the backyard and stairs, exterior touch-ups, a low-maintenance backyard, and a 1-car garage, all in pristine move-in condition . Located just minutes from San Francisco State University and City College, the property taps into the strong rental market, with nearby roommate-seekers actively searching for rooms, while also offering proximity to shopping at Stonestown Galleriaanchored by Target, Whole Foods, and Trader Joe'sand the charming boutiques and dining of West Portal Village. Families will appreciate the proximity to Ortega (Jose) Elementary School, which serves the neighborhood with strong academic ratings, and the Merced Heights area offers an urban-suburban feel with parks, community gardens, easy access to public transportation, and quick freeway access via I-280 and Highway 1, making this a smart investment in a gentrifying neighborhood where many homes feature in-law units specifically designed to tap into the rental pool .